{"id":352,"date":"2022-06-06T04:36:29","date_gmt":"2022-06-05T18:36:29","guid":{"rendered":"https:\/\/blog.complicatednoise.com\/?p=352"},"modified":"2022-06-06T04:36:29","modified_gmt":"2022-06-05T18:36:29","slug":"mr-empty-moneybags","status":"publish","type":"post","link":"https:\/\/bbeenn.com\/blog\/mr-empty-moneybags\/","title":{"rendered":"Mr. Empty Moneybags"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>My hand\/wrist\/arm is starting to bother me again, but at least I can still type without it hurting too much, so who knows how long this one&#8217;s going to be.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Things are getting more expensive. I was given a notice from the real estate agency that my rent is going up almost $400 per month. I just told them a few weeks ago that I was happy to extend my rental lease for another 6 months instead of a year. There is a bit of uncertainty of when (or where) the husband and I are moving in together while our house is being built.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yesterday, I received a reminder about my car registration that&#8217;s due next month. That&#8217;s a bit more than $800 a year. Luckily, I can split that up into 2 or 4 payments (possibly three?). When I bought my car, it was paid upfront and it was a little cheaper. Back in Texas, I remember our vehicle registration cost being about $80 per year, of course that was like 15+ years ago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I&#8217;m also studying full-time next semester so I can make an extra $10-20 per hour one of these days. I asked for a decrease of my contracted hours at work for this reason. Now I&#8217;m regretting it because I will need these hours. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Money&#8217;s tight and I am starting to feel the pressure. I don&#8217;t know how people get by, honestly. Luckily, I don&#8217;t have any serious financial issues. I don&#8217;t have overdue bills and don&#8217;t struggle to pay a bulk of my bills (for now). I have plenty of food and I have a nice place that&#8217;s walking distance from the beach. That&#8217;s why I say that I don&#8217;t know how a lot of people afford to live day to day, especially when they rely on a pension to get by. I feel for them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s just really expensive to even exist in Australia right now and the pressure is on for me to cut costs again, so this is what I&#8217;ve done:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Coffee Subscription<\/strong>: No more coffee capsules delivered to my place (monthly or bimonthly). I&#8217;ve saved $25 per month.<\/li><li><strong>Elder Scrolls Online<\/strong>: No more ESO subscription. It&#8217;s actually good value for the money, but lately I find myself just logging in and then logging out for the daily bonus. I maybe play for about 2 hours once or twice per week. I&#8217;ve saved $14 per month there.<\/li><li><strong>Unlimited grocery deliveries<\/strong>: This is a convenience thing for me because I hate shopping and my erratic work hours make this difficult. BUT it&#8217;s unnecessary. And I&#8217;m also tired of ordering something and getting the lactose and gluten free equivalents because someone wasn&#8217;t paying attention to what I ordered. Anyway, I&#8217;ve saved $15 a month from this.<\/li><li><strong>Electronics buying sprees<\/strong>: I&#8217;ve cut down on this quite a bit lately because I&#8217;ve got plenty of stuff that I don&#8217;t use. It&#8217;s nice to have and it keeps me from spending money entertaining myself. The savings are limitless!<\/li><li><strong>Unnecessary traveling<\/strong>: I still do casual work when I go see my husband but I&#8217;ve cut that down too because fuel prices have gotten so bad. I&#8217;m going there about once per month now if I have additional work to do. My car is a hybrid, but it still costs me a bit to drive back and forth. It is an 8 hour return drive&#8230; I thought about trading my car in for something smaller, but decided against it.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Small changes will add up. I really don&#8217;t want to go back to living the way that I used to: miserable and poor. I just wish things were more affordable. My jobs are already stressful and I don&#8217;t want to have to work more to make ends meet, but if that&#8217;s what I have to do, then that&#8217;s what I&#8217;m going to do.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I&#8217;m also considering going back to the gym because my strength is complete garbage right now. I&#8217;m tired of having everybody do my heavy lifting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That&#8217;s all for now. I need to stay awake for a while so that I can sleep during the day. See everybody later!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>My hand\/wrist\/arm is starting to bother me again, but at least I can still type without it hurting too much, so who knows how long this one&#8217;s going to be. Things are getting more expensive. I was given a notice from the real estate agency that my rent is going up almost $400 per month. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-352","post","type-post","status-publish","format-standard","hentry","category-everyday-life-stuff"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/posts\/352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/comments?post=352"}],"version-history":[{"count":0,"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/posts\/352\/revisions"}],"wp:attachment":[{"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/media?parent=352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/categories?post=352"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbeenn.com\/blog\/wp-json\/wp\/v2\/tags?post=352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}